Written By: Jerod Felice PT, DPT, ATC, CSCS
Physical therapy can be transformative for recovering from injuries, managing chronic pain, and enhancing mobility. However, for those without insurance, the cost can seem daunting.
At FX Physical Therapy, we believe that everyone deserves access to quality care. Whether you are between jobs, have exhausted your benefits, are self-employed, or simply lack insurance coverage, there are strategic ways to obtain affordable physical therapy. Below, we outline three essential steps to make this process easier.
1. Utilize Direct Access Physical Therapy
In many states—including Maryland and Virginia—direct access to physical therapy is legally supported, allowing patients to begin treatment without a doctor’s referral. This law is designed to empower you to start your recovery immediately and avoid the extra cost of additional medical appointments.
Learn More: To understand how state laws facilitate direct access, please refer to your state’s physical therapy board or legal resources related to healthcare access.
2. Inquire About Self-Pay Options
FX Physical Therapy offers competitive self-pay rates specifically designed for patients paying out of pocket. Our “cash rate” options ensure that quality care remains accessible for uninsured individuals.
Tip: Call your nearest FX Physical Therapy clinic and ask about our self-pay packages. Our team is committed to working with you to provide a cost-effective solution tailored to your needs.
3. Discuss Your Financial Situation Openly
Honesty is key. Inform our staff and your physical therapist about your insurance status and financial concerns. At FX Physical Therapy, our providers are dedicated to developing personalized treatment plans that align with both your health goals and your budget. We offer flexible payment solutions to help ensure that your recovery is as stress-free as possible.
Final Thoughts
Paying for physical therapy without insurance may appear challenging, but with the right approach, quality care is within reach. FX Physical Therapy is here to customize a treatment plan that meets your individual needs while keeping affordability in mind. Reach out to one of our clinics today, ask questions, and take the first step toward a healthier, pain-free future. Your recovery is our priority!
